Self Managed Super Funds (SMSF) can borrow for any property purchase either residential or commercial.
The loan will be secured against real estate and no guarantee by the SMSF or its trustee/s will be required.
Our SMSF loan for the purchase or refinance of a single residential investment property.
- Current rate: 6.05%^
- Comparison rate: 6.35%*
The comparison rate is based on secured credit of $150,000 and a term of 25 years.
WARNING Different amounts and terms will result in different comparison rates. Costs such as early repayment fees, redraw fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Application of terms, conditions, fees, charges and lending criteria are based on the risk grade of the borrowers.
Details of Loan:
| Purpose of Loan |
Purchase & Refinance of Investment property. |
| Verification Required |
Rental Income. SMSF Contribution Statement. |
| Personal or Business/Investment Purposes |
Both |
| Minimum Loan Amount |
$100,000 |
| Maximum Loan Amount |
$1,000,000 (75% LVR) |
| Maximum LVR |
70% |
| Lenders Mortgage Insurance required |
No |
| Maximum Loan Term |
30 Years |
| Repayment Type |
Principal & Interest |
| Maximum Interest Only Term |
5 Years reverting to P&I |
| Interest Rate Type |
Variable |
| Redraw Available |
No |
| Application Fee (excl. Val. & Legal Fees) |
from 0.75% |
| Risk Fee |
$0 |
Our SMSF loan for the purchase or refinance of a single commercial investment property
Details of Loan:
| Purpose of Loan | Purchase & Refinance of Investment |
| Verification Required | Rental Income; SMSF Contribution Statement. |
| Minimum Loan Amount | $100,000 |
| Maximum Loan Amount | $1,500,000 (65% LVR)
$1,000,000 (70% LVR) |
| Maximum LVR | 70% |
| Lenders Mortgage Insurance required | No |
| Repayment Type | Principal & Interest Only |
| Maximum Interest Only Term | 5 Years |
| Interest Rate Type | Variable |
| Redraw Available | No |
| Application Fee (excl. Val. & Legal Fees) | 1.15% of the loan amount |
| Risk Fee | $0 |